Terms of Service

Last updated: April 2026

By accessing or using refer.io and the AI Skills Upgrade program, you agree to these terms.

USE OF SERVICES

The AI Skills Upgrade program, including all guides, the AI Readiness Assessment, and the masterclass, is provided for informational and educational purposes. You may use the content for your personal, non-commercial use.

FREE CONTENT

The General Admission masterclass, all downloadable guides, and the AI Readiness Assessment are provided free of charge. We reserve the right to change pricing or availability at any time.

INTELLECTUAL PROPERTY

All content on this site — including guides, frameworks, assessments, and masterclass materials — is the intellectual property of refer.io and Ryan Kohler. You may not reproduce, distribute, or create derivative works without written permission.

DISCLAIMER

The information provided is for educational purposes only. Career outcomes vary based on individual circumstances, market conditions, and effort. We make no guarantees about specific results.

CONTACT

For questions about these terms: [email protected]